/* ============================================================
   FININSIGH — Design System
   Palette: near-black navy surface, editorial serif display,
   signal-line motif as the site's signature device.
   ============================================================ */

:root{
  --bg:        #0a0e13;
  --surface:   #0f1621;
  --surface-2: #131b27;
  --border:    #212b38;
  --border-2:  #2b3644;
  --text:      #edf1f5;
  --text-dim:  #aab4c2;
  --text-mute: #7d8798;
  --green:     #22a870;
  --green-dim: #1a7a53;
  --gold:      #c9a227;
  --blue:      #5b8def;
  --red:       #d9534f;
  --radius:    6px;
  --maxw:      1240px;
  --serif: "Fraunces", Georgia, "Times New Roman", serif;
  --sans:  "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --mono:  "IBM Plex Mono", "SFMono-Regular", Menlo, monospace;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family:var(--sans);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.15;margin:0 0 .5em;color:var(--text);}
p{margin:0 0 1em;color:var(--text-dim);}
ul,ol{color:var(--text-dim);}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px;}
.mono{font-family:var(--mono);}

/* ---------- signature: signal line ---------- */
.signal{
  width:64px;height:14px;display:block;margin:10px 0 20px;
  overflow:visible;
}
.signal path{
  fill:none;stroke:var(--green);stroke-width:1.6;
  stroke-dasharray:120;stroke-dashoffset:120;
  animation:draw 1.4s ease forwards;
}
@keyframes draw{to{stroke-dashoffset:0;}}
@media (prefers-reduced-motion: reduce){
  .signal path{animation:none;stroke-dashoffset:0;}
}
.eyebrow{
  display:flex;align-items:center;gap:10px;
  font-family:var(--mono);font-size:12px;letter-spacing:.12em;
  text-transform:uppercase;color:var(--green);
}
.eyebrow .rule{flex:1;height:1px;background:linear-gradient(90deg,var(--border-2),transparent);}

/* ---------- header ---------- */
.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(10,14,19,.92);backdrop-filter:blur(8px);
  border-bottom:1px solid var(--border);
}
.header-inner{display:flex;align-items:center;gap:28px;height:68px;}
.logo{font-family:var(--serif);font-size:22px;font-weight:700;letter-spacing:.01em;color:var(--text);display:flex;align-items:center;gap:8px;}
.logo .dot{color:var(--green);}
.main-nav{display:flex;gap:22px;flex:1;font-size:14px;}
.main-nav a{color:var(--text-dim);padding:6px 0;border-bottom:2px solid transparent;white-space:nowrap;}
.main-nav a:hover,.main-nav a.active{color:var(--text);border-bottom-color:var(--green);}
.header-actions{display:flex;align-items:center;gap:14px;}
.icon-btn{background:none;border:1px solid var(--border-2);color:var(--text-dim);width:34px;height:34px;border-radius:var(--radius);display:flex;align-items:center;justify-content:center;cursor:pointer;}
.icon-btn:hover{color:var(--text);border-color:var(--green);}
.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:10px 18px;border-radius:var(--radius);
  font-size:14px;font-weight:600;cursor:pointer;border:1px solid transparent;
}
.btn-primary{background:var(--green);color:#04140c;}
.btn-primary:hover{background:#2cc283;}
.btn-outline{border-color:var(--border-2);color:var(--text);}
.btn-outline:hover{border-color:var(--green);color:var(--green);}
.btn-gold{background:var(--gold);color:#1a1400;}
.hamburger{display:none;background:none;border:none;color:var(--text);font-size:22px;cursor:pointer;}

@media (max-width:980px){
  .main-nav{display:none;}
  .hamburger{display:block;}
  .header-actions .btn-outline{display:none;}
}

/* mobile nav drawer */
.mobile-nav{display:none;flex-direction:column;background:var(--surface);border-bottom:1px solid var(--border);padding:12px 24px 20px;}
.mobile-nav.open{display:flex;}
.mobile-nav a{padding:10px 0;border-bottom:1px solid var(--border);color:var(--text-dim);font-size:15px;}
.mobile-nav a:last-child{border-bottom:none;}

/* ---------- ticker ---------- */
.ticker-strip{background:var(--surface);border-bottom:1px solid var(--border);overflow:hidden;}
.ticker-inner{display:flex;gap:36px;padding:9px 24px;font-family:var(--mono);font-size:12.5px;color:var(--text-mute);white-space:nowrap;overflow-x:auto;}
.ticker-inner span{color:var(--text-dim);}
.ticker-inner b{color:var(--text);font-weight:600;}

/* ---------- hero ---------- */
.hero{padding:56px 0 44px;border-bottom:1px solid var(--border);}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;}
.hero h1{font-size:44px;letter-spacing:-.01em;}
.hero .lede{font-size:17px;color:var(--text-dim);max-width:52ch;}
.hero-actions{display:flex;gap:14px;margin-top:22px;flex-wrap:wrap;}
.hero-visual{aspect-ratio:16/10;border-radius:10px;overflow:hidden;border:1px solid var(--border-2);}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr;}.hero h1{font-size:32px;}}

/* ---------- section ---------- */
.section{padding:52px 0;border-bottom:1px solid var(--border);}
.section-head{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:22px;gap:20px;}
.section-head h2{font-size:26px;margin:0;}
.section-head .view-all{font-size:13px;color:var(--green);font-family:var(--mono);white-space:nowrap;}
.section-desc{color:var(--text-dim);max-width:64ch;margin-top:-8px;}

/* ---------- grids ---------- */
.grid{display:grid;gap:22px;}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}
.grid-2{grid-template-columns:repeat(2,1fr);}
@media (max-width:980px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr);}}
@media (max-width:640px){.grid-3,.grid-4,.grid-2{grid-template-columns:1fr;}}

/* ---------- cards ---------- */
.card{
  background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);
  overflow:hidden;transition:transform .22s ease,border-color .22s ease;display:flex;flex-direction:column;
}
.card:hover{transform:translateY(-2px);border-color:var(--border-2);}
.card .thumb{aspect-ratio:16/9;overflow:hidden;background:var(--surface-2);}
.card .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .3s ease;}
.card:hover .thumb img{transform:scale(1.03);}
.card-body{padding:18px 18px 20px;display:flex;flex-direction:column;gap:8px;flex:1;}
.tag{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--green);}
.tag.gold{color:var(--gold);}
.card h3{font-size:18px;margin:0;}
.card p.excerpt{font-size:14px;color:var(--text-dim);margin:0;flex:1;}
.meta-row{display:flex;gap:12px;font-family:var(--mono);font-size:11.5px;color:var(--text-mute);margin-top:4px;}
.read-link{font-size:13px;font-weight:600;color:var(--green);margin-top:6px;display:inline-flex;align-items:center;gap:6px;}

/* horizontal card */
.card-h{display:flex;gap:16px;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);padding:14px;transition:border-color .2s;}
.card-h:hover{border-color:var(--border-2);}
.card-h .thumb{width:150px;flex:none;aspect-ratio:16/9;border-radius:4px;overflow:hidden;}
.card-h .thumb img{width:100%;height:100%;object-fit:cover;}
.card-h .body{display:flex;flex-direction:column;gap:6px;justify-content:center;}
.card-h h4{font-size:15px;margin:0;}

/* compact list */
.list-compact{display:flex;flex-direction:column;}
.list-compact li{list-style:none;display:flex;gap:14px;padding:14px 0;border-bottom:1px solid var(--border);align-items:baseline;}
.list-compact li:last-child{border-bottom:none;}
.list-compact .idx{font-family:var(--mono);color:var(--text-mute);font-size:13px;width:22px;flex:none;}
.list-compact a{font-size:14.5px;color:var(--text);}
.list-compact a:hover{color:var(--green);}

/* review card */
.review-card .thumb{position:relative;}
.review-card .logo-chip{
  position:absolute;bottom:-18px;left:16px;width:44px;height:44px;border-radius:8px;
  background:var(--surface);border:1px solid var(--border-2);display:flex;align-items:center;justify-content:center;
  font-family:var(--serif);font-weight:700;color:var(--gold);overflow:hidden;
}
.logo-chip img{width:100%;height:100%;object-fit:cover;border-radius:7px;}
.review-card .card-body{padding-top:26px;}
.status-pill{font-family:var(--mono);font-size:10.5px;padding:2px 8px;border-radius:20px;border:1px solid var(--border-2);color:var(--text-mute);text-transform:uppercase;letter-spacing:.06em;}

/* broker directory */
.broker-row{display:grid;grid-template-columns:56px 1.4fr 1fr 1fr 140px;gap:16px;align-items:center;padding:16px;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);margin-bottom:12px;}
.broker-row .logo{width:48px;height:48px;border-radius:8px;background:var(--surface-2);border:1px solid var(--border-2);display:flex;align-items:center;justify-content:center;font-family:var(--serif);color:var(--gold);font-weight:700;}
@media (max-width:800px){.broker-row{grid-template-columns:1fr;}}

/* comparison table */
.compare-table{width:100%;border-collapse:collapse;font-size:14px;}
.compare-table th,.compare-table td{padding:12px 14px;border:1px solid var(--border);text-align:left;}
.compare-table th{background:var(--surface-2);font-family:var(--mono);font-size:11.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--text-mute);}
.compare-table td{color:var(--text-dim);}
.compare-table .not-verified{color:var(--text-mute);font-style:italic;}

/* affiliate cta + banner */
.affiliate-cta{background:var(--surface);border:1px solid var(--border-2);border-radius:10px;padding:28px;margin:32px 0;}
.affiliate-cta h4{font-size:19px;}
.affiliate-cta .disclosure{font-size:12px;color:var(--text-mute);margin-top:12px;}
.affiliate-banner{display:flex;align-items:center;gap:18px;border:1px solid var(--border-2);border-radius:10px;padding:18px 22px;background:linear-gradient(135deg,var(--surface-2),var(--surface));margin:28px 0;}
.affiliate-banner .logo{width:52px;height:52px;border-radius:8px;background:var(--bg);border:1px solid var(--border-2);display:flex;align-items:center;justify-content:center;font-family:var(--serif);color:var(--gold);font-weight:700;flex:none;}
.affiliate-banner .txt{flex:1;}
.affiliate-banner .txt small{display:block;font-size:11px;color:var(--text-mute);margin-top:6px;}

/* pros/cons */
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 0;}
.pros-cons .box{border:1px solid var(--border);border-radius:var(--radius);padding:18px 20px;}
.pros-cons .box.pros{border-color:rgba(34,168,112,.35);}
.pros-cons .box.cons{border-color:rgba(217,83,79,.35);}
.pros-cons h5{font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;margin:0 0 12px;}
.pros-cons.pros h5,.pros-cons .box.pros h5{color:var(--green);}
.pros-cons .box.cons h5{color:var(--red);}
.pros-cons ul{margin:0;padding-left:18px;font-size:14px;}
.pros-cons li{margin-bottom:8px;}
@media (max-width:700px){.pros-cons{grid-template-columns:1fr;}}

/* review summary box */
.review-summary{border:1px solid var(--border-2);border-radius:10px;background:var(--surface);padding:22px 24px;margin:24px 0;}
.review-summary .grid-2{gap:10px 24px;}
.review-summary dt{font-family:var(--mono);font-size:11px;text-transform:uppercase;color:var(--text-mute);letter-spacing:.06em;}
.review-summary dd{margin:2px 0 12px;font-size:14.5px;color:var(--text);}

/* article */
.article-header{padding:44px 0 30px;border-bottom:1px solid var(--border);}
.article-header h1{font-size:36px;max-width:20ch;}
.breadcrumbs{font-family:var(--mono);font-size:12px;color:var(--text-mute);margin-bottom:14px;}
.breadcrumbs a{color:var(--text-mute);}
.breadcrumbs a:hover{color:var(--green);}
.article-meta{display:flex;gap:18px;font-family:var(--mono);font-size:12.5px;color:var(--text-mute);margin-top:16px;flex-wrap:wrap;}
.article-hero-img{aspect-ratio:16/9;border-radius:10px;overflow:hidden;margin:30px 0;border:1px solid var(--border-2);}
.article-body{max-width:740px;margin:0 auto;padding:8px 24px 0;}
.article-body h2{font-size:24px;margin-top:2.2em;}
.article-body h3{font-size:19px;margin-top:1.8em;}
.article-body p{font-size:16px;color:var(--text-dim);}
.article-body li{font-size:16px;color:var(--text-dim);margin-bottom:6px;}
.toc{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:18px 22px;margin:0 auto 30px;max-width:740px;}
.toc .eyebrow{margin-bottom:10px;}
.toc ol{margin:0;padding-left:20px;font-size:14px;}
.toc li{margin-bottom:6px;}
.toc a{color:var(--text-dim);}
.toc a:hover{color:var(--green);}
.key-takeaways{max-width:740px;margin:36px auto;background:var(--surface);border-left:3px solid var(--green);border-radius:0 8px 8px 0;padding:20px 24px;}
.key-takeaways h4{font-size:15px;font-family:var(--mono);text-transform:uppercase;letter-spacing:.06em;color:var(--green);margin-bottom:10px;}
.disclaimer-box{max-width:740px;margin:30px auto 0;font-size:12.5px;color:var(--text-mute);border-top:1px solid var(--border);padding-top:16px;}

/* newsletter */
.newsletter{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:40px;text-align:center;}
.newsletter h2{font-size:24px;}
.newsletter p{max-width:52ch;margin:0 auto 22px;}
.newsletter-form{display:flex;gap:10px;max-width:420px;margin:0 auto;flex-wrap:wrap;justify-content:center;}
.newsletter-form input{flex:1;min-width:220px;padding:12px 14px;border-radius:var(--radius);border:1px solid var(--border-2);background:var(--bg);color:var(--text);font-family:var(--sans);}
.newsletter-form input:focus{outline:2px solid var(--green);outline-offset:1px;}

/* footer */
.site-footer{padding:56px 0 28px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1fr;gap:32px;}
.footer-brand p{font-size:13.5px;max-width:32ch;}
.footer-col h5{font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--text-mute);margin-bottom:14px;}
.footer-col a{display:block;font-size:13.5px;color:var(--text-dim);margin-bottom:10px;}
.footer-col a:hover{color:var(--green);}
.footer-bottom{margin-top:44px;padding-top:22px;border-top:1px solid var(--border);display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:12.5px;color:var(--text-mute);}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;}}

/* misc */
.pagehead{padding:48px 0 32px;border-bottom:1px solid var(--border);}
.pagehead h1{font-size:34px;}
.pagehead .lede{max-width:64ch;color:var(--text-dim);}
.demo-flag{display:inline-block;font-family:var(--mono);font-size:10.5px;letter-spacing:.08em;background:rgba(201,162,39,.12);color:var(--gold);border:1px solid rgba(201,162,39,.35);padding:3px 9px;border-radius:20px;text-transform:uppercase;margin-bottom:10px;}
.legal-body{max-width:760px;margin:0 auto;padding:44px 24px 80px;}
.legal-body h2{font-size:21px;margin-top:1.8em;}
.legal-body p,.legal-body li{color:var(--text-dim);}
.not-verified-note{background:var(--surface);border:1px dashed var(--border-2);border-radius:8px;padding:14px 18px;font-size:13px;color:var(--text-mute);margin:24px 0;}
.faq-item{border-bottom:1px solid var(--border);padding:18px 0;max-width:740px;margin:0 auto;}
.faq-item h4{font-size:16px;}
.skip-link{position:absolute;left:-999px;top:0;background:var(--green);color:#04140c;padding:10px 16px;z-index:1000;}
.skip-link:focus{left:12px;top:12px;}
:focus-visible{outline:2px solid var(--green);outline-offset:2px;}